I was trying all those in VLC and they didn't work. But, yes, I did see the rtsp://username:password@cameraIP/11 in the custom URL.
I did figure out the problem. My NVR 'client' wasn't picking up the video but when I went to the NVR itself, it showed the video. So, it was an issue with the client. My system is LAView but it's a rebranded Hik. So, when i used the hikvision client I could see the video.
Now.... to get the darn wifi to work, these wifi cameras are sooooo weak. They can't seem to connect very well even to a router thats 50 ft. away. Arrgh..
Also, another helpful link for people. https://www.ispyconnect.com/man.aspx?n=Ctronics
Netcam is waaay better than iSpy - NCS is just so much simpler and does just what most people need without all the extra 'stuff'. But, they do have a good DB of camera data.